What Our Terms Cover and How They Apply
Our Terms & Conditions apply to every account opened on 12 erek, where local law permits. They govern how you deposit (via DANA, OVO, GoPay and QRIS), how you withdraw, what happens if your account is inactive, and the rules around age verification and account ownership.
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Withdrawals require identity confirmation and are processed within one to three business days depending on your payment method. Your account is yours alone—do not share login details with anyone. We reserve the right to suspend an account if we detect unusual activity or breach of these
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terms. Account closure is permanent; any balance remaining is processed to your verified payment method within 30 days.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.